illustration : Phone Crash

Can i get insurance on my phone?

Insuring Your Mobile Phone Now
08 Apr  lens5 min read star_rate

Mobile phones have become so prevalent that it has become very rare to see a single person without its possession. The ease of availability of phones has created a high possibility of it getting stolen, lost or damaged accidentally. So, insuring of mobile phones has become a compulsory necessity as that probability of loss of one's phones is pretty high. So how do we insure the phones?

In order to insure a phone, the most basic detail that is required from the user's end is the make and the model of the mobile phone. The make of the phone would usually be displayed on the phone's display or on the phone itself. The model of the phone is not put up in most phones. People who don't know their phone's model should have a look at their own phone's catalogs, which would have been received once the phone is purchased. Knowing these two basic details, the next thing that the insurer should decide on is the plan using which the phone insurance is to be purchased.

Choose a good mobile phone insurance plan according to your ease. The insurance plans that are usually provided to phone users are either monthly plans or annual plans. The annual scheme requires people to deposit a full amount for that whole year in order to insure their mobiles. The advantage of this plan is that a small overall percentage of discounts are provided on this one-time investment. Hence, people could save a nominal amount of money. The monthly scheme is targeted at people who can't afford to make that complete payment at that beginning of the year. Hence, he requires paying the premium every month. Here, when the overall cost-effective in a monthly scheme is compared to that of the annual plan, the latter ends up to be cheaper. But the former is easier in the pockets of people who have to manage a tight budget every month. So, choose the plans according to the income that is being earned.

Looking for Insurance Phone is very affordable and you can find many plans that are cost effective for you and your phone. Most phone carriers will offer you an insurance plan when you sign up for their service. You can add it on to your bill, just as you would add texting or internet access, but be aware - it is usually far cheaper to do a quick search online to find your mobile phone insurance.

Many phones are available free of charge as part of a special package contract arrangement. Yet, those same phones will not be offered at the same price when you go back to purchase a new one if you do not have mobile insurance. Those special prices are normally offered as a one-time deal for new customers. That means that you will have to pay the full price for the replacement phone.

Some of the best insurance companies include iPhone insurance, Protect Your Bubble, Orange care, T-Mobile, JS Insurance, Gadget Cover, Carphone Warehouse, O2 mobile service provider, 3 Communications and Vodafone company.

When you insure your mobile phone from a possible loss, theft or damage, you will end up saving yourself a ton of money and have peace of mind. You should insure your phone, just as you would insure your car and home.

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